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Liability Coverage Available

We now offer liability coverage as an optional coverage to our current personal lines product. Please contact your agent for details and cost.

Our Services

Mutual Protective offers Property Insurance for West Virginia.

24 Hr Claims Reporting

Our online claims service allows for easy claim submissions 24/7.

Agent Locator

Search our database to find an agent in the most convenient location for you.


Our Services

Farm

Farm

The company offers fire and extended coverage on owner occupied and rental farm dwelling, barns, other farm structures, farm equipment, livestock and farm personal property that does not meet the eligibility criteria for farmowner policies. This affords an opportunity for small gentlemen type farmers and landlords to obtain reasonable coverage on at an affordable price.

Mobile Home

Mobile Home

The company offers fire and extended coverage on owner occupied and rental mobile homes and associated personal property. This affords an opportunity for property owners and landlords to obtain reasonable coverage at an affordable price.

Dwelling

Dwelling

The company offers fire and extended coverage on owner occupied and rental dwellings and associated personal property. This affords an opportunity for property owners and landlords to obtain reasonable coverage at an affordable price.

Business Owner Policy

The company offers a Business Owner Program under a policy that covers business properties of various types on Replacement Cost Policies or Named Peril basis. The policy is designed for various smaller businesses that include operations such as offices, mercantile and churches. We provide the opportunity to write coverage based on fair market value as opposed to requiring replacement cost value.